Why Undoing Mistakes Is Free?

The prospect of hiring a lawyer often comes with a familiar worry: 

“How much will this cost?” 

When you’re already dealing with the financial strain of a credit report error or debt collection issue, the idea of adding legal bills can feel overwhelming. But what if we told you that the very companies that made the mistake are legally required to pay for the cost of fixing it? 

This isn’t a loophole; it’s a fundamental principle built into law. 

At Mistake, our services are free to you because statutes like the Fair Credit Reporting Act (FCRA) mandate that violators pay the attorney’s fees of those they harm. We fight for you on a contingency basis, which means we only get paid if we successfully resolve your case.

This system is designed to level the playing field. It ensures that everyone, not just those who can afford high hourly legal rates, has the power to enforce their rights against billion-dollar corporations. Our interests are perfectly aligned with yours: we succeed only when you succeed.

Here’s how the process works and why it’s free for you:

• The Legal Foundation: 
  
  • Laws like the FCRA include powerful "fee-shifting" provisions. This legal term means that if a company breaks the rules and we successfully prove it, the court can order that company to pay all our accrued attorney's fees and legal costs. This mechanism is the engine that empowers individuals to challenge corporate errors without financial fear.
• No Win, No Fee Structure: 
  
  • We operate on a contingency fee basis. This means:
    
    • You pay $0 in upfront costs or retainers to get started.
    • We cover all the expenses of your case as we work, from filing fees to the cost of obtaining your records.
    • We only get paid if we secure a positive outcome for you, whether through a settlement or a court award.
    • Our fee comes from the recovery we secure for you from the company at fault.
• The Economic Incentive for Companies to Comply: 
  
  • This system creates a powerful financial incentive for credit bureaus and debt collectors to follow the law. Knowing they could be on the hook for their own legal costs plus yours encourages them to correct errors quickly and treat you fairly from the outset. When we send a dispute on your behalf, they know it’s backed by the serious prospect of legal action.
• You Keep What’s Yours: 
  
  • It’s important to understand the difference between compensation and fees. Any financial compensation we win for you, for your actual losses, emotional distress, or statutory damages, is yours to keep 100%. Our fees are paid separately by the company that violated your rights, as directed by the court.

This model allows us to provide legal representation to those who need it most. We can take on the meticulous work of investigating errors, drafting legally powerful disputes, and, if necessary, litigating against large companies, all without adding financial stress to your life. Your focus can remain on moving forward, while our focus is on holding the right people accountable.

You didn’t choose this fight, but you have the right to win it without spending a dime, with Mistake.